Gamecock-YT

Yeah you might not get as many bites giving full disclosure but you will certainly piss people off if you join then immediately go on paternity leave. But if you do go that route the banks give some of the most generous parent leaves. My team hired a lady and within a couple of months announced that she was pregnant, went on maternity leave for 26 weeks, came back for like a month, and put in her two week notice. So she "worked" for less than 12 months. Guess a good gig if you can swing it.

It's A BIG Club & You Ain't In It!

Good read, the author got quite a bit of access it seems like, maybe more than you would except from a sitting fed chairman. Hopefully there's a part 2 in 5-10 years time as we see what the fallout is from their actions

And here’s my contribution posting from the beach.

Yep, I see people showing off their new bottles of Weller 12 and Old Antique like come on that isn't impressive. Kind of like you, I was a big bourbon fan back in the day. Don't really drink too much any more, Old Grand Dad 114 seems to have not made the pappy fantastic list yet so that's my go-to if imbibing. The BTAC and Four Roses Limited Editions (primarily 2012s) have went up in value so much from when I bought them that I will never bring myself to ever drink them. It's the best investment, unwittingly, I've ever made.

i feel like an AI chatbot could just come out with new memos every 6 weeks sourcing previous memos and WSJ headlines and nobody would know the difference

We're not even midway through the year.

ok?

Exactly this.

Ha that's true. My 90 year old grandparents just sold the house they had been living in for 60 years and were trying to figure out what to do with the money, somehow it came up that i-bonds would make a good investment and they asked me what I thought. Someone will be having to set up the treasurydirect account for them for sure. Like I mentioned in the other thread, i'm just treating this just as a savings/1 yr CD account. But that's a good point if the coupons start going up. I wonder what happens if/when the inflation index linked to i-bonds start to decrease and quit being such a great deal will people realize it or think they'll just keep earning the 9% interest rate in perpetuity. Kind of has a twinge of Buffet's: "What the wise man does in the beginning, the fool does in the end" to it.

I've got the equivalent of shoe shine boys talking me up about I-Bonds fwiw.

thanks for the article, product tanker rates have also skyrocketed since the russian oil embargo.

I know a couple of instances where families would move during the sophomore or junior year of high school to less competitive high schools or counties so that the child would have a competitive advantage applying for quota scholarships/admissions: for instance in south carolina you can get a more valuable scholarship for being in the top 5% of your high school class so you can go from a mid-tier rank at a top flight public school to top of the class at a lower tier school and capture the increased scholarship. I think University of Texas holds automatic spots for every Texas high school too: Freshman Admission The initial legislation, passed into law in 1997, offered automatic admission to eligible students in the top 10 percent of their high school class. In 2009, the law was modified for The University of Texas at Austin. Under the new law, the university must automatically admit enough students to fill 75 percent of available Texas resident spaces. Each fall, the university notifies Texas school officials of the class rank that current high school juniors need to attain by the end of their junior year in order to be automatically admitted. Summer/Fall 2017 and Spring 2018 applicants: Top 7% Summer/Fall 2018 and Spring 2019 applicants: Top 7% Summer/Fall 2019 and Spring 2020 applicants: Top 6% Summer/Fall 2020 and Spring 2021 applicants: Top 6% Summer/Fall 2021 and Spring 2022 applicants: Top 6% Summer/Fall 2022 and Spring 2023 applicants: Top 6% Summer/Fall 2023 and Spring 2024 applicants: Top 6%

business class amenity kits contain ear plugs. If I paid a couple grand to sit in business and had a screaming kid interrupt the flight I'd be less than pleased. France to China is probably an overnight flight too? Maybe that works in your favor is the kid is already going to be asleep. Some airlines have an age limit for business which I think is the right way to go.

I'm sure he'll exercise some more tomfoolery and have SpaceX or Tesla out right purchase Twitter before he seriously starts blowing up. He's already executed something similar to bailout himself and his cousins with that solar roof disaster. We need a good AOL/Time Warner-like merger to officially call a top on this bubble.

guess he doesn't have his assistants anymore to help him....

Set up a Trust and/or get an EIN to do another 10k each, overpay your income tax for an additional 5k. So a few different ways to get past the limit.

Did you ask for a refund? Perhaps you would be better set on taking your business elsewhere. I guess contingent on the Contract of Carriage seems that's a likely option? Schedule Change - When a Passenger’s Ticketed flight is affected because of a Schedule Change that modifies the original departure and/or arrival time by 30 minutes or more, UA will, at its election, arrange one of the following: Transport the Passenger on its closest available flight to the Destination, next Stopover point, or transfer point shown on its portion of the Ticket, without Stopover in the same class of service (subject to availability), at no additional cost to the Passenger; provided that if such alternate transportation results in a significant change to the originally scheduled departure or arrival times and the Passenger chooses not to accept such alternate transportation, United will (at the Passenger’s request) provide a refund; When a Schedule Change results in the cancellation of all UA service between two cities, at UA’s sole discretion, UA may reroute Passengers over the lines of one or more carriers in an equivalent class of service; provided that if such alternate transportation results in a significant change to the originally scheduled departure or arrival times and the Passenger chooses not to accept such alternate transportation, United will (at the Passenger’s request) provide a refund; Advise the Passenger that the value of his or her Ticket may be applied toward future travel on United within one year from the date of issue without a change or reissue fee; or If the Passenger is not offered transportation as provided in C) 1) or 2) above and does not choose to apply the value of his or her Ticket toward future travel as provided in C) 3) above, the Passenger will be eligible for a refund upon request.

8 P/E. 2.7% divy, high ROIC, buying back lots of shares, large enough market cap to make a decent impact. Makes sense.

Was thinking about this last night with the news of another round of student loan pause extension. What's the odds millennials are going to end up overextending themselves like their parents did in 2006-2008 (buying as much/more house than they can afford) not factoring in the average student loan debt of ~$40,000 that still needs to be paid and budgeting the $400 per person ($800 a household) monthly payment due in short order. (Probably after the election) Average student loan debt: $39,351 Median student loan debt: $19,281 Average student loan monthly payment: $393 Median monthly payment on student loan debt: $222 Percentage of borrowers with growing loan balances: 47.5% Percentage of borrowers who are more than 90 days delinquent: 4.67% Average debt load for 2021 graduates: $30,600

I think the end game is a tax free exchange

their votes matter

I think it's clear we're heading toward a recession. We're already seeing the yield curve getting close to inverting at certain spreads. Spike in price of every commodity imaginable. Fed signaling they are starting to raise rates. What happens when the tide goes out? I have no idea. But I don't think it will be pretty. But in the meantime I'm building out a Wishlist for if/when the panic starts.

I think the airlines had a lot bigger issues to deal with a year ago than buying hedges on oil with cash they didn't have.

kind of depends on the result of the invasion, doesn't it? Far too many different outcomes.