boilermaker75

QFT. I am very pro-US-universities, but it would be great if teaching had bigger priority. Maybe it does in non-STEM fields... not sure. I don't know how music professors are selected, for example. Politics? I think that's what my friend who was music prof said. But even there I think the selection is not really based on teaching. OTOH, I don't think other countries have great teaching traditions either. I know for fact that Lithuania/Russia is way worse in teaching style/content than US. From what I heard about Western Europe (Germany, Belgium, UK), people have said that US teaching is better. The system is different in Europe, but teaching is not prioritized there either. I agree about the quality of teaching in the US. There are some great researchers who are also great undergraduate teachers. I am just indicating why the costs have been going up and why they are so high.

Every state wants, and has, a public research university--typically their land-grant institution. Most states have several public research universities. It probably depends on the department, but in departments of engineering, science, management, health sciences, etc. faculty spend 80% of their time doing research and 20% of their time teaching. Up to half that teaching is at the graduate level. Probably at very few schools do faculty provide more than 10% of their salaries from outside grants and contracts yet spend 80% of their time on these grants and contracts. 30 years ago outside salary support was much, much higher because your teaching load was based on how much outside salary support you provided. If a school lowered this requirement, they attracted better faculty. Most graduate students are not paying tuition as they are on research or teaching assistantships that cover tuition. Undergraduate tuition is subsidizing 90% of the cost of the faculty doing research and teaching graduate classes. Rankings are mainly based on research, so top research universities attract the top undergraduates.

Just federal taxes paid?

The first fundamentally-weighted ETF was Powershares FTSE RAFI US1000 launched in December 2005, https://www.invesco.com/portal/site/us/financial-professional/etfs/product-detail?productId=PRF Six months later Wisdom Tree launched 20 ETFs based on dividends and in 2007 6 more based on earnings. Examples are EZY, DLN, and WTEI. I have never looked at them but these have been around long enough you can see if they have been outperforming capitalization-weighted indexes.

Wrote some BRKB puts and some WFC puts.

Earlier I mentioned that my longest holding was INTC, which I held for 25 years. Currently my longest holdings are BRKB and WFC, initial positions purchased in 2008 and BAC, initial purchases in 2009. I hope to break my record of holding for 25 years with all three--BRKB, WFC, and BAC.

I purchased INTC in 1976 and sold my last shares of that initial purchase sometime in 2001. I had certificates in a lock box and that was probably the reason I was able to hold them. If they had been in street name I would probably not have held them as long as I did.

Good Luck! It would be nice to have a school that hasn't won the National Championship win this year.

$175 strike, March 17 AMGN (not AMZN!) puts

How? I looked at put options, the lowest is 842.5 strike for march 17. So sorry, a typo. I meant AMGN. Sold for an average price of $1.

Wrote AMZN March 17, 170 strike puts. EDIT: AMGN not AMZN! So sorry.

Obamacare, Trumpcare, single-payer, or whatever you can dream up won’t fix the health care issue because they do not address the problem. Diabetes and brain disease are the country’s costliest diseases and they are mostly preventable. The large increase in health issues today, not just diabetes and brain disease, than 50 years ago, are diet related. Edit:

That was great.

From Woody Allen 45 years ago

Interesting. So, the cultist in me has me compiling Buffett's all-star list, 1. Buffett 2. Munger 3. Ruane 4. Gottesman 5. Schloss 6. Wolf 7. ? 8. ? 9. ? 10.? anyone can fill this list? Graham

I want some Colt Walkers like this guy's.

Do you still eat fruit? In 2010 I became clued in on health. Let me backtrack, I grew up in an athletic family, was an athlete in high school and stayed active in college. But after college I sat in a cube and became pudgy. I didn't really know what or how it happened. Then in 2010 a co-worker made an off-hand comment about calories and how drinking a Coke at 140 calories would require about 1.5 miles of walking to burn it off. He said "it's a lot easier to not drink a Coke vs walk 1.5 miles." I'd never made that connection. Long story short, from there I lost 45lbs, became active again and have stayed that way since. I'm back to running 6-8 miles a day at the same pace (and sometimes faster) that I ran in high school 20 years ago. In terms of diet I try to avoid carbs like pasta outside of dinner. Breakfast is eggs, lunch: fruit, veggies and nuts, and dinner is whatever my wife makes. She cooks everything from scratch, I watch my portions. I've worked to cut down and mostly eliminate sugar, except I recognize I'm getting it in fruit and honey (mentioned below). I'm on the fence about this. Supposedly fruit is ok because it's balanced with fiber. When you don't eat as much sugar and then do you can see the difference. Here and there I'll get this urge to pig out on some candy or something (usually at holidays). I'll be like a drunk at the bar except my drink is having cookies and cake and seconds and thirds of both. It tastes awesome, and about 20m later I feel like trash. Now the converse theory to this is if you're always in a calorie deficit (such as Scott) it doesn't matter what you eat. If you're in balance what you eat matters, but if you're in a deficit your body will be much healthier. I used to keep myself in a slight deficit but as I ramped up my running I kept finding myself either bonking on long runs, or extremely fatigued the next morning. I wasn't eating enough. Once I increased my intake all of that went away. Here's a pro-sugar tip. The BEST energy drink/item is pure unfiltered honey. I'll have a tablespoon of honey right before a long run. Honey doesn't spike your bloodsugar and there's something about the type of glucose that gets to your muscles quicker. We buy some local stuff, it's very thick. Stay away from the grocery store crap, it's basically bottled yellow syrup. I do the honey thing 2-3 times a week, yes it's sugar, but I have perfect blood pressure. I have no idea if I have inflammation or not. How would I tell? I'll eat fruit that is low on the GI index. I also eat lots of nuts. I've lost 10 pounds and I am back at my college weight, which was 45 years ago! Your fasting blood sugar levels would probably be an indication of inflammation. You want below 100 mg/dL but ideally 75-80 mg/dL. Pre-cutting out sugar my fasting blood sugar level had creeped up to 91 mg/dL. My next physical is this summer and I am very interested in seeing where my fasting blood sugar level is. A common test to determine inflammation is to test for C-reative protein in the blood http://www.webmd.com/a-to-z-guides/c-reactive-protein-crp#1

Why some men have dogs instead of wives 1. The later you are, the more excited your dogs are to see you. 2. Dogs will forgive you for playing with other dogs. 3. If a dog is gorgeous, other dogs don't hate it. 4. Dogs don't notice if you call them by another dog's name. 5. Dogs like it if you leave a lot of things on the floor. 6. A dog's parents never visit. 7. Dogs do not hate their bodies. 8. Dogs agree that you have to raise your voice to get your point across. 9. Dogs like to do their snooping outside rather than in your wallet or desk. 10. Dogs seldom outlive you. 11. Dogs can't talk. 12. You never have to wait for a dog; they're ready to go 24 hours a day. 13. Dogs find you amusing when you're drunk. 14. Dogs like to go hunting and fishing. 15. Another man will seldom steal your dog. 16. A dog will not wake you up at night to ask, "If I died, would you get another dog?" 17. If a dog has babies, you can put an ad in the paper and give them away. 18. A dog will let you put a studded collar on it without calling you a pervert. 19. A dog won't hold out on you to get a new car. 20. If a dog smells another dog on you, they don't get mad...they just think it's interesting. 21. On a car trip, your dog never insists on running the heater. 22. Dogs don't let magazine articles guide their lives. 23. When your dog gets old, you can have it put to sleep. 24. Dogs like to ride in the back of a pick-up truck. 25. Dogs are not allowed in Bloomingdale's or Neiman-Marcus. And, last but not least: 26. If a dog leaves, it won't take half of your stuff

My two, both rescues. A Treeing Walker Hound and a Blue Merle Border collie.

Shorting the stock would be TOO obvious. Buying shares and options after it had fallen would have put him in the company of many other individuals and it'd be less obvious. He probably wasn't authorized to short.

I'm thinking of at least selling covered calls on my BAC position. What type of dog? I have a Treeing Walker Hound.

Or you might disappear. Haha, I guess that's a possibility. All the people I knew in the industry were very white-collar. Yes, but they all know a guy!

Or you might disappear.

Do you still eat fruit? In 2010 I became clued in on health. Let me backtrack, I grew up in an athletic family, was an athlete in high school and stayed active in college. But after college I sat in a cube and became pudgy. I didn't really know what or how it happened. Then in 2010 a co-worker made an off-hand comment about calories and how drinking a Coke at 140 calories would require about 1.5 miles of walking to burn it off. He said "it's a lot easier to not drink a Coke vs walk 1.5 miles." I'd never made that connection. Long story short, from there I lost 45lbs, became active again and have stayed that way since. I'm back to running 6-8 miles a day at the same pace (and sometimes faster) that I ran in high school 20 years ago. In terms of diet I try to avoid carbs like pasta outside of dinner. Breakfast is eggs, lunch: fruit, veggies and nuts, and dinner is whatever my wife makes. She cooks everything from scratch, I watch my portions. I've worked to cut down and mostly eliminate sugar, except I recognize I'm getting it in fruit and honey (mentioned below). I'm on the fence about this. Supposedly fruit is ok because it's balanced with fiber. When you don't eat as much sugar and then do you can see the difference. Here and there I'll get this urge to pig out on some candy or something (usually at holidays). I'll be like a drunk at the bar except my drink is having cookies and cake and seconds and thirds of both. It tastes awesome, and about 20m later I feel like trash. Now the converse theory to this is if you're always in a calorie deficit (such as Scott) it doesn't matter what you eat. If you're in balance what you eat matters, but if you're in a deficit your body will be much healthier. I used to keep myself in a slight deficit but as I ramped up my running I kept finding myself either bonking on long runs, or extremely fatigued the next morning. I wasn't eating enough. Once I increased my intake all of that went away. Here's a pro-sugar tip. The BEST energy drink/item is pure unfiltered honey. I'll have a tablespoon of honey right before a long run. Honey doesn't spike your bloodsugar and there's something about the type of glucose that gets to your muscles quicker. We buy some local stuff, it's very thick. Stay away from the grocery store crap, it's basically bottled yellow syrup. I do the honey thing 2-3 times a week, yes it's sugar, but I have perfect blood pressure. I have no idea if I have inflammation or not. How would I tell? I'll eat fruit that is low on the GI index. I also eat lots of nuts. I've lost 10 pounds and I am back at my college weight, which was 45 years ago! Your fasting blood sugar levels would probably be an indication of inflammation. You want below 100 mg/dL but ideally 75-80 mg/dL. Pre-cutting out sugar my fasting blood sugar level had creeped up to 91 mg/dL. My next physical is this summer and I am very interested in seeing where my fasting blood sugar level is.

By "off of sugar" which percentage of carbohydrates in your diet are you referring to? Those days in which I stay below 40% are the ones when I eat no bread, no pasta, and no desserts... Cheers, Gio Gio, I haven't gone crazy. I still eat plenty of carbs like bread, potatoes, and pasta. I started by just eliminating direct sugars like in cookies, ice cream, chips, pizza, candy, orange or grape juice, soft drinks, etc. I also use heavy cream, but haven't gone all the way to trying butter instead, in my coffee. These steps made a huge improvement. My next step, especially if my blood pressure starts creeping up again, would be to start cutting back on carbs. Boiler