Paarslaars

2013 8% 2014 25% 2015 -20% 2016 40% 2017 -26% 2018 -17% 2019 20% 2020 -5% 2021 47% Overall 5% CAGR. Well at least I'm not losing money? In 2019 I changed up my portfolio to be +/- 50% BRK and stopped taking risks, especially with less time for due diligence. I do keep my eyes open for some 'obvious' bargains like fairfax this year. Unfortunately due to construction on the house, had little extra cash available to take advantage of the bargains in 2020. 2021 went well for me, couple of 60% stocks (FFH, ING) with good solid performance of BRK and an additional tailwind from currency (USD vs EUR). Also the (surviving) oil stocks that resulted in the horrible performance of 2017/2018 rallied this year... which is nice, even if they were only small positions in the end.

Job title/description: R&D manager Industry you work in: Semiconductor City and Country: Antwerp Area (Belgium, live 20 miles from work). Anything expected or unexpected from being forced to work from home: I see great benifit to it, there have been tasks that I've been doing for years in excel which I finally could take the time to automate in python. ;D I'm also much more productive this way, on a normal day I get interrupted by someone every 15 minutes. Our policy is to do the 8h/day, irregardless of when you do them, which offers quite a bit of flexibility. So I can go grocery shopping, mow the lawn, go on a bike ride... when it suits me and then work later in the evening. The downside is the contact with people, especially if things are going wrong in production and you need to be there to coach people, quite difficult from home. Also meetings are not as efficient. Since quite a bit of my work requires proper change management, it is simply better to be present in the room to get a feeling where people are stuck. And finallly: my wife & kid being home is quite a big distraction, but this should not be the case under 'normal working from home' circumstances. All in all I normally never work from home but after the COVID-19 crisis I will be requesting one day per week.

It's a shame countries aren't learning from each other... the U.S. was well behind the EU with the infection but since it does not take the same precautions earlier, it is now rapidly catching up...

Anheuser-Busch InBev :)

AB Inbev & Galapagos on the recent dips. Still hoping to get my BRK.B order filled at 200$ :)

Zacapa Centenario 23years (prefer rum over scotch ;D) Duvel Sint-Bernardus Abt 12 Don't really like IPA's, too bitter for my taste.

Don't really understand why he believes ETF's are a bubble. It's simply a shift from actively managed funds... no reason to expect all the money to suddenly pour out without new money pouring in. Unless there is a panic but then I don't see why this would be any different than a general stock market crash.

Start the conversation by framing why you are informing him. Clearly state that you are merely trying to inform your client and have his best interest at heart and that he is free to do whatever he wants with that information.

Bought some more BRK.B for my daughter @ $196.36 :) And some WFC @ $46 for me.

Until there's a breaking point at which these people will sell...

Even if the return would be the same, I believe BRK would do it with less variance than the S&P, so it would still be the preferred investment.

2013: +8% 2014: +25% 2015: -20% 2016: +40% 2017: -26% 2018: -17% To be honest I thought it was going to be worse... my portfolio is quite concentrated in oil since 2017 and I basically did not trade at all this year. My 1y old was diagnosed with a severe case of epilepsy early in the year, we've been in and out of the hospital so many times that I just can't find the time for due dilligence. I still believe in a come back of the oil market so I'm going to keep those shares but any new money added will go straight to BRK, seems like the safest bet to me.

Definetly want to be the best but that's just my because I enjoy beating others. :) I'm not fully happy today because I do not have the 50k/y income from investments yet. Though I definetly agree with you, once I do I will retire and spend all my time with family, friends, travelling, playing more sports and video games. I am investing today to get that time.

Never really had any envy for these kind of things... I want to make 50k€/year on my investments so I can live a relatively luxurious life and never have to work again. (I'll probably still work, just not have to) Anything beyond this is not going to provide me with any lasting happiness.

Current age: 30 Life Expectancy: 96 years Lower Quartile: 87 years (75% chance you will live longer than this) Median Lifetime: 95 years (50% chance you will live longer than this) Upper Quartile: 101 years (25% chance you will live longer than this) Damnd, next generation is going to pay a shitload of taxes for my pension. ^^

Well actually that can be used to prove his point. If he can show he was very active here for many years and then almost completely absent for the last few years, it is a clear sign his investing days are over.

Interesting to see a performance based fee only, with refunds when they underperform the benchmark.

Indeed, chances are non-existent that you would accidentally walk anywhere near those places. There is nothing to see...

Guess you mean 95.6% :) I am comfortable with a 20-30% position in BRK.B but that's by far my biggest position.

Exactly what I was thinking... expecting to invest a big bonus by then ^^.

RTK, DEST, FTP, FELP, OBE, FNMA,... all had substantial impact on my portfolio. And currency of course as I am a european mostly invested in $.

That's what I thought about 2017...

Ending the year at -21% in €, oil/gas + FELP were the big killers this year, along with DEST. Sold AMZN, AAPL & BAC way to early it seemed. Lots of headwind because of the currency of course but I've have had tailwinds of it in the past so no complaints here. Most of what I touched this year went bad, I believe it is some kind of karma as I've had great fortune in my private & professional life. So my apologies to anyone who invested alongside me, my karma dragged you down. :) Truth be told my due diligence was lacking in 2017, new job + baby has been taking up so much time. I'm looking into a more passive form of investing, bigger/safer companies and a more concentrated portfolio that requires less work on my part. PS: I voted <10% as I do not fall into the -10% - 0% range, I assume this was meant to be the <-10% range?

Maybe a very small % of the bulls actually understand the technology. Most people are just jumping on the hype... recently had a friend (kind of a stoner, never invested in his life, does some football gambling) tell me he's concidering going into bitcoin as it seems like a guaranteed investment. ;D

Have been slowly adding to my oil positions last weeks. OBE is now my second largest position (first BRK) with the drop in FELP. I'm starting to get very concentrated in one industry for the first time, getting a bit nervous. :-\