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Everything posted by rkbabang
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I Need a Laugh. Tell me a Joke. Keep em PC.
rkbabang replied to doughishere's topic in General Discussion
How to use "and" 5 times in a row grammatically: A man owned a store called "This And That" and he hired another man to make a sign for it. When it was finished the owner inspected the work only to discover that the spaces were wrong so he called the sign maker and said: "The spaces between This and And and And and That are different. Please fix it." -
I Need a Laugh. Tell me a Joke. Keep em PC.
rkbabang replied to doughishere's topic in General Discussion
Maybe. The joke is just as funny (as in, not really funny at all), albeit to the other large segment of the population, when the words "liberals" and "conservatives" are switched and Mr. Trudeau is replaced by Mr. Trump. There has to be a joke here somewhere about the liberal kittens having only their left eye open and the conservatives only their right, but I can't seem to make it work. It does seem to be one of those jokes that you can just plug in your own people or ideologies and it would be found to be funny by people who agree with you. I could see communists plugging in capitalists for liberal and communist for conservative and sharing it with their comrades. I could plug in "statist" for liberal and "anarchist" for conservative, share it on facebook and I'd get ton of likes from my anarchist friends. Reminds of of Michael Malice (author of "Dear Reader") who says that one thing he learned visiting North Korea is that you can take any ethnic joke and plug in "Japanese" as the target ethnicity and you will be the funniest guy in the room anywhere in the country. They all hate the Japanese and they have never been exposed to ethnic jokes. "How do you sink the Japanese navy? Put it in the water." -
I Need a Laugh. Tell me a Joke. Keep em PC.
rkbabang replied to doughishere's topic in General Discussion
Jerky chicken is great. I had some persistent coldcaller a while ago who wanted to drum up some funding for animal rights. Nothing really wrong with this, but I hate persistent cold calls. She asked me if I liked animals or not. I told her, it depend on how they taste like. That was the last cold call I got from her. I love animals. Just about anything taste good on the grill. I always wanted to tell a Jehovah Witness when they come to my door that I worship the Dark Lord Satan, but they are always so friendly I can never bring myself to do it. I tell them I'm Catholic, which is the same thing I tell evangelicals. I get evangelicals in my neighborhood A LOT & the look of pity on their faces when I say this is priceless. They may have my house targeted because of this. ^^^ Yeah, that's the opposite of what I'm going for. That's why I never mention that I'm an atheist. -
I Need a Laugh. Tell me a Joke. Keep em PC.
rkbabang replied to doughishere's topic in General Discussion
Jerky chicken is great. I had some persistent coldcaller a while ago who wanted to drum up some funding for animal rights. Nothing really wrong with this, but I hate persistent cold calls. She asked me if I liked animals or not. I told her, it depend on how they taste like. That was the last cold call I got from her. I love animals. Just about anything taste good on the grill. I always wanted to tell a Jehovah Witness when they come to my door that I worship the Dark Lord Satan, but they are always so friendly I can never bring myself to do it. -
I Need a Laugh. Tell me a Joke. Keep em PC.
rkbabang replied to doughishere's topic in General Discussion
Crap :-\ Goats, cows & pigs are friggin' delicious but I couldn't eat a friend. Might have to go to chicken only. Please don't post a lovable chicken link. Chickens are great! Our chickens used to jump on our laps and follow us around. One of them was so lovable my kids used to call her lovebird. If you raise them as chicks and hold them a lot they grow up liking to be held. When you get them a little older they just run away from people. All animals have "personalities". If it makes you feel better there was one chicken we had that was such a jerk we hated her and all the other chickens did too. She was a bully and would boss all the others around. The other chickens eventually rebelled. One morning we found Ofelia (that was her name) with no feathers, because all of the other chickens had plucked her nude overnight. Then they started not letting her in the chicken house, there was always at least 2 chickens guarding the entrance 24/7 so that she couldn't get in. She would go into the woods to sleep outside and we'd try to find her before dark and put her in the chicken house. One day we couldn't find her and we never saw her again. Jeez, a guy could starve to death. http://www.eatplantsdrinkbeer.com/readup/2017/9/7/plants-have-feelings-too Does anyone have an opinion on whether dirt is cute? To live is to kill. IKEA conducts bullying experiment on plants — the results are shocking https://globalnews.ca/news/4217594/bully-a-plant-ikea/ Screw it, I'm making bacon cheeseburgers tonight. Me too! Only I'm going to throw a fried egg on mine in memory of Ofelia . -
I Need a Laugh. Tell me a Joke. Keep em PC.
rkbabang replied to doughishere's topic in General Discussion
Crap :-\ Goats, cows & pigs are friggin' delicious but I couldn't eat a friend. Might have to go to chicken only. Please don't post a lovable chicken link. Chickens are great! Our chickens used to jump on our laps and follow us around. One of them was so lovable my kids used to call her lovebird. If you raise them as chicks and hold them a lot they grow up liking to be held. When you get them a little older they just run away from people. All animals have "personalities". If it makes you feel better there was one chicken we had that was such a jerk we hated her and all the other chickens did too. She was a bully and would boss all the others around. The other chickens eventually rebelled. One morning we found Ofelia (that was her name) with no feathers, because all of the other chickens had plucked her nude overnight. Then they started not letting her in the chicken house, there was always at least 2 chickens guarding the entrance 24/7 so that she couldn't get in. She would go into the woods to sleep outside and we'd try to find her before dark and put her in the chicken house. One day we couldn't find her and we never saw her again. Jeez, a guy could starve to death. http://www.eatplantsdrinkbeer.com/readup/2017/9/7/plants-have-feelings-too Does anyone have an opinion on whether dirt is cute? To live is to kill. IKEA conducts bullying experiment on plants — the results are shocking https://globalnews.ca/news/4217594/bully-a-plant-ikea/ -
I Need a Laugh. Tell me a Joke. Keep em PC.
rkbabang replied to doughishere's topic in General Discussion
Crap :-\ Goats, cows & pigs are friggin' delicious but I couldn't eat a friend. Might have to go to chicken only. Please don't post a lovable chicken link. Chickens are great! Our chickens used to jump on our laps and follow us around. One of them was so lovable my kids used to call her lovebird. If you raise them as chicks and hold them a lot they grow up liking to be held. When you get them a little older they just run away from people. All animals have "personalities". If it makes you feel better there was one chicken we had that was such a jerk we hated her and all the other chickens did too. She was a bully and would boss all the others around. The other chickens eventually rebelled. One morning we found Ofelia (that was her name) with no feathers, because all of the other chickens had plucked her nude overnight. Then they started not letting her in the chicken house, there was always at least 2 chickens guarding the entrance 24/7 so that she couldn't get in. She would go into the woods to sleep outside and we'd try to find her before dark and put her in the chicken house. One day we couldn't find her and we never saw her again. -
I Need a Laugh. Tell me a Joke. Keep em PC.
rkbabang replied to doughishere's topic in General Discussion
I'll just leave this here. I disagree that they are "as clever" as dogs, they are far more clever. Goats are as loving and clever as dogs https://www.telegraph.co.uk/science/2016/07/06/goats-are-as-loving-and-clever-as-dogs-say-smitten-scientists/ -
When will people start caring about US budget deficit again?
rkbabang replied to tede02's topic in General Discussion
100% I'm concerned with it, but at the same time both Europe and Japan are worse than the U.S. in that regard and nothing bad has happened yet which emboldens policy makers to continue making unsustainable decisions. When will it stop? When it can't continue. "But everyone else is doing it!" -
When will people start caring about US budget deficit again?
rkbabang replied to tede02's topic in General Discussion
I picked "Other". Democrats never care about the budget deficit and Republicans only pretend to care about it when there is a Democrat in the Whitehouse. So the answer to "When will someone care?" is: As soon as there is a Democrat elected President. -
I don't trust the US legal system in general. It works sometimes especially when you are middle class and can afford a decent lawyer. Where the legal system breaks down completely is when the defendant is either a police officer, politically connected, very rich, or very poor. The poor get screwed over. If you are poor and the legal system gets you in its sights you are going to jail whether or not you actually did anything. The other 3 groups can do whatever they want and rarely suffer consequences for their actions. And the politically connected are at the top of the food chain. Even if you are very rich, if you are in a position to do real harm to the politically connected your life expectancy is very short indeed.
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Yes, that is why we decided to do this now. My wife has been a stay at home mom for the past 19 years, and now that both of our kids are adults she was looking at either going back to work or doing something else. Managing this is now her project. So, admittedly not everyone is in that situation.
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Thanks, SD for taking the time to provide your input based on experience.
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That is something to look out for. I don't know if Alton would kill the goose that lays the golden eggs like that, but you never know. Tourism is how the town survives. Half of the houses in town are not lived in by full time residents. Alton is half rental cabins/houses, vacation homes, and seasonal people. According to wikipedia: "As of the census of 2010, there were 5,250 people, 2,145 households, and 1,511 families residing in the town. There were 4,281 housing units, of which 2,136, or 49.9%, were vacant. "
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We just got our first review. 5 - stars in every category. And she wrote publicly: "Cutely decorated, comfy, clean, with fully stocked kitchen, bathroom and laundry. Perfect for our family of five to enjoy. The lake is just steps away and house is close to most everything. Great visit! We will be back!" And then wrote to us privately: "Private feedback This is just for you. It won’t appear on your listing or profile. Thanks so much for a fabulous stay! We enjoyed our time at the house very much. Every need was thought of. It was clean, stylish, comfy and just perfect for our family. The set up in the entire place was super accommodating. Probably the best Airbnb we’ve ever stayed in. Thanks again! We will be back!" Good reviews and repeat customers can't hurt.
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Just take a look at hotel numbers during a downturn and you'll be cured very quickly. I'd rather own stocks that might go down than have to work an entire year to make no money. Then again, in a down year you might have more time to enjoy your property yourself. You can't really enjoy your plummeting stocks. BTW, I'm not planning to get out of stocks and completely into rental properties, but I think there is a place for this in a portfolio.
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LOL! - But I agree with meiroy, rkbabang, It really looks fantastic. What a wonderful spot... - I suppose it would be impossible to maintain usual stress levels while taking a break from the hamster wheel at such a place. I especially try to visualize how the place would look in the autumn [the colours of the leaves on the trees in NH in the autumn]... Do you plan to use it yourselves if it's not occupied by tenants? - Good luck with it to your wife and you. Thanks. Yes, that area is beautiful in the fall and draws in lots of tourists. We already have a few people booked the end of September. We will go up there whenever we get a chance both to do work/maintenance and to enjoy it. Having the renters pay it off so that we eventually don't need to rent it as often is part of the attraction. About 4 weeks of rentals will pay the taxes and insurance for the year.
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Thanks, I don't know how a goat would effect reviews to be honest. I'm thinking it would cause as many negative reviews as positive. It isn't quite year round. The last owners had 0 rentals in May both years they owned it. They showed me there books and they made a solid profit, the mistake they made was trying to do everything themselves. They lived 1.5 hours away and drove up themselves to clean it every time, did the lawn themselves, etc. The only thing they hired someone for was snow removal. The wife was doing all of this and was just seriously burnt out. We have already found an excellent house cleaner, who is also taking care of the lawn for us. Her prices are reasonable (below the $125 cleaning fee we charge each guest). Bedford is a great town. We've been here 8 years and love it. A great place to live, peaceful suburban setting, yet close to everything. Manchester is minutes away, the tech areas of Mass (North of Boston) are well within commuting distance, I even know some people who commute into Boston everyday. Although I wouldn't want to do that, I was just in Boston yesterday and it makes for a long day. Luckily I only have to do it 4-5 times per year.
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Thanks. I will definitely check that out.
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Not as good, but not terrible either. I got 5% fixed for 5 years then adjusts on the prime rate for the next 5, then again at 10 years for the last 5. We were able to close in a little over 3 weeks, so I figured I could re-finance down the road if I wanted. There are no pre-payment fees except for the fact that they waived 1 point of closing costs if I hold the loan for at least 3 years. So after 3 years it won't cost me anything to pay it off. Since I will be having hundreds of people stay there, so I thought the liability protection of having it not in my name was crucial. I've owned the place a week and already 3 families have stayed there. 1 for 1 night, 1 for 2 nights and there is someone there now who is staying 2 nights.
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Like a lot of people I've been moving back into cash the last couple of months (this is about the same time of year I started moving into cash last year). But this time I decided to put some of that cash into real estate. This is something I've been thinking about for a while now, and now that both of my kids are adults, my wife and I have some time on our hands to put into something like this. We bought a property on Lake Winnipesaukee and close to Gunstock Mountain with the intent to rent it out as a vacation rental on Airbnb. We put 1/3 down and financed the rest with a commercial loan. We bought it in the name of an LLC for liability reasons. We just closed on Monday (a week ago today) and spent 3 days working on it before our first rental arrived on Thursday. We went on 3-4 hours of sleep/night trying to get everything we wanted to get done in those 3 days and didn't quite make it, (I've never installed a dishwasher at 3am before), but we got the place looking ok. We will have more time to work on it in September when the busy season is over. I talked to one person from this board already a few months ago who gave me some great advice on how to get started, get funding, etc. Has anyone else here done anything similar? I think with airbnb rentals success probably depends a lot on the specific location and the price you paid. I think I did good, but only time will tell. I was pleasantly surprised how quickly the reservations started to come in as soon as we went live. (and now for the shameless promotion) If anyone is looking for a nice place to stay by the lake or for skiing this winter: https://www.airbnb.com/rooms/36937304?s=67&shared_item_type=1&virality_entry_point=1&sharer_id=278245836
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If he was blackmailing rich people like Clinton and Trump I hope they get him to sing like a bird. Endless entertainment!
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Not to derail the thread, but I actually think you can. For instance I have like $200 sitting in my file cabinet, it’s been there for years, and it likely will be there forever. If the government takes that away and hands it out to 10 alcoholics on the street I’m reasonably sure most of them will spend it on their liquor of choice within a day or two. I guess we can reasonably call that “demand creation.” Now if the government finances the handout by printing money instead, things become a bit more complicated but more or less the same thing should happen in the end. The only difference is that my cash holdings gets diluted by the money printing instead of going down in nominal terms by government confiscation. Now whether that’s good government policy is another matter … which I guess we can all have fun talking about in the Politics section. Yes, I agree. You should only be required to pay taxes with money that you plan to never use. https://www.newyorker.com/magazine/2015/11/23/printing-money-books-john-cassidy https://www.debate.org/opinions/should-the-us-eliminate-all-taxes-print-the-money-we-need-for-government-spending-and-simply-allow-inflation-to-increase --- How do you think crypto will fit in to all of this? I promise to never take uninformed jabs at crypto on here again. Ah, you are starting to see. To be honest, I'm not sure why governments tax at all when they have complete control of the money supply. Maybe it is just to keep their funny money from being abandoned by the population (dollars are necessary, because taxes must be paid in dollars). Still they could keep taxes low and print the rest. To the average guy on the street taxes are real and painful, but inflation is just a force of nature that they don't understand. No one can print more Bitcoin however.
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Not to derail the thread, but I actually think you can. For instance I have like $200 sitting in my file cabinet, it’s been there for years, and it likely will be there forever. If the government takes that away and hands it out to 10 alcoholics on the street I’m reasonably sure most of them will spend it on their liquor of choice within a day or two. I guess we can reasonably call that “demand creation.” Now if the government finances the handout by printing money instead, things become a bit more complicated but more or less the same thing should happen in the end. The only difference is that my cash holdings gets diluted by the money printing instead of going down in nominal terms by government confiscation. Now whether that’s good government policy is another matter … which I guess we can all have fun talking about in the Politics section. Yes, I agree. You should only be required to pay taxes with money that you plan to never use.
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Another answer to the question "Why is Bitcoin better than gold?" https://www.foxnews.com/science/nasa-headed-towards-giant-golden-asteroid-that-could-make-everyone-on-earth-a-billionaire And yes the author of this article has no grasp of economics if he thinks simply increasing the supply of gold could make everyone a billionaire.
