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rkbabang

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Everything posted by rkbabang

  1. I was using it for a few years, but I'd inevitably forget to log on and adjust it and I'd get a shipment full of stuff I don't need. I just gave up and cancelled all of my subscriptions.
  2. I've tried similar clubs in the past and even Amazon's "Subscribe & Save" feature and have never liked them. You end up with either way too much or not enough of the product over time. No one can predict in advance exactly the amount they will need every month from now and indefinitely into the future. I've given up all such subscriptions and just order stuff when I need it. The shave club isn't so bad, because razor blades are not perishable and you do use it everyday without fail, so it is more predictable than almost anything else. The problem with the dollar shave club though is that it is more expensive than just buying the equivalent Dorco blades on Amazon in bulk, so why bother? If the point was to save money then why not save even more?
  3. I've got friends pushing this philosophy on me, but I don't agree with it. Of course the Russians have a motive. Of course they're doing this to influence the elections. But if a politician does some heinous stuff that wouldn't prevent them being elected if revealed, and it's revealed, then I don't blame the person doing the revealing (even if they have motive). It's still the fault of the person who did the heinous stuff and the identity of the person revealing it is totally irrelevant to the outcome of the election. If anything, we should thank the Russians if they have particularly damning evidence that is released that prevents an unfit person from becoming president... I disagree for two reasons. One, there's a distinction between acts/statements that are bad politically and ones that are bad morally. For example, if Hillary or Donald sent an internal e-mail affirming that she/he would be inclined to push TPP through after the election, I think that is a rational economic decision that can be justified based on policy grounds, but it would undoubtedly harm/his her popularity among the electorate. However, it wouldn't show that she/he is somehow morally unqualified to be President. Second, you presume that the foreign government doesn't have equally or more damaging information about the alternate candidates that it will not disclose. The purpose of their release of information isn't to embrace transparency by revealing all wrongs, but to selectively release data that furthers their agenda. Oh please. I typed a longer reply to this, then deleted it, because this tweet says it all. https://twitter.com/Flames_Baldwin/status/757548590495625216
  4. I've been using the Dorco Pace6+ for the last few years: $1.92/cartridge if you buy 52 at a time on Amazon Prime (http://www.amazon.com/gp/product/B00X6L90GK). Each cartridge lasts me about 2.5-3 weeks where the Gillette Fusion cartridges I used to use lasted 3-4 weeks. (Note: I tend to use my catridges until they start scratching my face and/or drawing blood, Yeah I'm cheap). So there isn't much difference in the quality and the price difference is night and day. The internet is such an always present everyday feature of our lives we forget that it is relatively new and we are still at the very beginnings of how it will reshape our society. I personally thing most of the old pre-internet big brands are doomed in the medium term. They are dead brands walking, people (especially the people that work for the companies) just don't realize it yet.
  5. this is true, but it seems like every time i see some story about the media attention paid to civilian deaths in x, y and z countries, they ignore the news value of the story. a group of people dying in an attack in a war zone or politically unstable country is dog bites man, the same in a politically stable country is man bites dog. I don't see why this is true, but it appears that it is. I must be missing the tribalism and xenophobia genes, which allow you all to justify slaughtering human beings as if it's no big deal.
  6. How can two people see so eye to eye on this issue, but total opposites on the 2nd amendment? Not trying to start another argument but I just find it fascinating. Anyway +1 for pointing it out. Terrorism or not (as per Eric above), targeted civilians or not, those lives are every bit as important as the ones lost in France - but won't deliver a blip in the media. And God forbid we apologize. Obama wouldn't even apologize for Hiroshima/Nagasaki. Pathetic. I see a distinction between self defense and murder. I carry a gun for self defense and would never dream of using it unless my life was in immediate danger. Dropping a bomb from a plane killing 85 people (whether or not they were your "targets") is as morally defensible as driving a truck over 85 people. I agree with everything you said above except for your implying that you support gun control. I don't find it odd that two people can agree completely on one subject and disagree on another.
  7. Here's another brutal act of terrorism leaving 85 innocent people dead. Just horrible. http://www.ibtimes.co.uk/syria-least-85-civilians-feared-dead-after-us-air-strike-mistake-1571600
  8. "That's the way you do it. Get your money for nothin' get your chicks for free" --John Maynard Keynes The beauty of it is that the consequences can be kicked down the road for a while. Remember to always think short term, because in the end we are all dead. Who gives a rat's ass about future generations?
  9. Why do you own ETH? It was a joke before the hard-fork, it's just pathetic now. I own ETH and BTC. Not all that much of either though and more BTC than ETH.
  10. Well I guess The DAO saga is over. They hard forked Ethereum and I was able to get my ETH refunded this morning.
  11. This can't be the first time you've seen a politician being interviewed? Seriously - every politicians go-to when answering a question is either "bury them with bull sh*t" or "answer a different question that's more favorable to you." No one every directly answers questions - not in interviews, not in debates, not in anything. The purpose isn't for the general populous to have an idea of who they're electing. The purpose is to get them elected. The politician interview technique is that they use the pauses in between questions to say what it was they planned in advance to say regardless of whatever the questions happen to be.
  12. This can't be the first time you've seen a politician being interviewed?
  13. There is also the possibility that bitcoin will be only used as a long term store of value where other less deflationary currencies will be used as money. There are already a ton of different cryptocurrencies, Ether for instance has no cap on coin issuance, a certain amount will be mined every year. This is deflationary long term as well, because the same amount will be mined every year so it will be a smaller and smaller percent increase every year and eventually maybe not even enough to replace lost coins. But it is not nearly as deflationary as bitcoin. It wouldn't be hard to design a coin that would have an X% inflation rate built in and unchangeable, or X% for the first Y years then Z% thereafter, or whatever you wanted. I think it is still early in the cryptocurrency game and the one that eventually catches on might not even exist yet. Bitcoin, Ether, and all the rest might just end up footnotes in the history of decentralised money.
  14. So everyone will value it so much that no one will want to part with it, making it worthless and nobody will want it? I think you are skipping a few steps. Value isn't like a light switch, today we turn it on and everyone values it and hoards it, tomorrow we turn it off and it is valueless and nobody wants it. If this incredibly valuable thing starts losing value because it is being hoarded by everyone, people on the margins will stop hoarding it and liquidity will increase. An equilibrium will be found (within a trading range anyway).
  15. I agree. http://www.scientificamerican.com/article/colorado-s-teen-marijuana-usage-dips-after-legalization/ Legalization is not only the only moral option (Why would anyone have a right to tell someone else what substances they can produce, own, buy, sell, or put into their own bodies?), but it is the only option that makes sense from a utilitarian standpoint as well. Prohibition is a colossal failure everywhere and everytime it is tried. It is a success in only three areas, police funding, government power, and mob/gang/cartel profits.
  16. I've used aimloan before (https://www.aimloan.com/) They gave me better rates than the broker I was working with could give me so I went with them. Maybe because they are a direct lender and the broker needs to make a commision? I don't know. They also give you a rate quote on their website without you providing personal or contact info, this alone made me want to do business with them. Everyone else wants you to apply for the loan before they will tell you anything.
  17. After my prostate exam the doctor left the room and the nurse came in. As she shut the door she whispered the three words no man wants to hear in this situation. "Who was that?"
  18. Funnily enough, I sold my house last year and deposited the biggest check of my life without stepping foot in a bank branch...I simply used the camera on my iPhone and my bank's mobile app. Branche's are obsolete for deposit needs, in my opinion. The only thing I've ever needed a physical bank branch for was to get a cashier's check for the deposit for my new house. Other than that, I haven't had any need to step foot in a branch in the last 5 years minimum. I will say, I can't speak to business needs as I don't own my own business. But I would envision bank branches slowly disappearing until there are only branches left in key locations. I've started using Fidelity's cash management account as a checking account. I have checks, an ATM card, direct deposit, mobile deposit, and online bill payment. I still have a savings account with a local credit union with a little money in it, just in case I need a physical bank to deposit a large check (Fidelity has a $10K limit on its mobile deposit feature) or to get a large cashiers check (I don't know how I would do that with Fidelity). But since you can move money back and forth from the bank account to the Fidelity account it is the best of both worlds, you can bank online 99% of the time, but have access to a bank if you need it. And since the Fidelity cash management account has no fees and most banks don't charge fees for savings accounts, I don't pay any monthly fees at all.
  19. There is a picture of a woman on the there too. Trump hates women.
  20. What was he thinking, he should have used a 5 pointed star and implied that she was a devil worshipper.
  21. Unless the image was implying that she is corrupt because she is a Jew? But that makes no sense because she is not Jewish. I think people are looking for something that isn't there.
  22. I remember sitting in psychology class learning about Pavlov thinking ‘those stupid dogs’, and then the bell rang and we all went to lunch.
  23. A student, a priest and a politician are on a charter plane. Suddenly the pilot rushes out of the cockpit, puts on a parachute, yells "save yourselves" and jumps out of the plane. The student looks and tells the others that there are only two parachutes left. One of them will have to stay on the plane. "I should go." says the politician. "I am the smartest man in the world! The world needs me." Before the others can react, he puts a pack on his back and jumps out of the plane. The priest looking deeply sad tells the student "You are just a boy. You have your entire life ahead of you. I'm an old man who has done what I've been put on Earth to do. You can take the last parachute and save yourself..." The student interrupts him holding up two parachutes and says "But Father we can both live" The priest looked confused and said "It's a miracle! It's like the loaves and the fishes! God must still have plans for the both of us!" The student replied, "No, No, Father. It isn't that at all. The smartest man in the world just jumped out of the plane wearing my backpack!"
  24. More Brexit humor in a short clip from Seinfeld. https://www.facebook.com/GetCafe/videos/1646505489005671/
  25. Two guys walk into a bar. The third guy ducks.
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