according to grok they do not pay interest. "
No, Robinhood does not pay interest on cash in retirement accounts. According to their official brokerage cash sweep program details, this feature applies only to non-retirement investing accounts (like standard brokerage accounts) and accounts managed by Robinhood Strategies. Uninvested cash in IRAs or other retirement accounts is not eligible for the sweep program, so it doesn't earn any interest through Robinhood.
For context, in eligible non-retirement brokerage accounts, Robinhood Gold members currently earn 3.75% APY on swept uninvested cash (as of September 24, 2025), while non-Gold members earn just 0.01% APY. These rates can change based on market conditions."