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fareastwarriors

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    Lost Decade

    in General Discussion

    Posted · Edited by fareastwarriors

    14 minutes ago, Spekulatius said:

    It may not matter for him as an active investor but a lot of us have a portion of their capital in 401K's where you can only chose index funds and maybe some actively matched funds. Many hug the SP500.

     

    What Should those folks do then? Not invest in SP500 index funds? 

     

    For me, I'll recommend they should DCA into those Funds every paycheck and measure performance over decadeS and whole working life and longer.  

     

     

     

    Is anyone here actually living off their investments with no other incomes?

    in General Discussion

    Posted · Edited by fareastwarriors

    13 hours ago, Castanza said:

    Not going to lie, some days I miss the ol Brown UPS truck....Cruising around the country side with the doors open on a sunny day doing physical work...LOL 

     

    I quit my cushy office job and after a year or so off, it was just too boring being at home. 


    I was doing DoorDash/Amazon deliveries for a bit, and now I'm a cook and getting paid $18/hr base, 3-4 days week . Cooking at a restaurant is hard and tiring af but the work feels "real." I like grinding it out along with my fellow cooks. 

     

    For money, I self-manage my rentals and invest my stocks . Sure, I am wealthier than ever now but it just felt like I have too much free time. 

     

    I'm mid-30s now. 

    Next company to take a cut of > $1 trillion annual transactions

    in General Discussion

    Posted

    6 hours ago, Spekulatius said:

    The search process went already totally online - it was sort of online when I bought my first home in 2002, but you still needed the MLS access via a Realtor for timely access to listing as the listing sites (Realtor.com etc) only got the listings two weeks or so later. This is not the case any more.

     

    Online search with Zillow and Redfin and esigning with Docusign/others have been life changing for me. Yes, there're still too many frictions along the way but it's a major improvement already! 

    HELOC

    in General Discussion

    Posted

    4 hours ago, randomep said:

    I have a slightly off topic suggestion, how about running up large credit card debt while it is on a 0% apr intro period?  And then rolling that over, it could help matters even if it is not alot , but it does help esp. in a 8% inflation environment.

     

    Yes, there was a small discussion on this in the Personal Finance section.

     

     

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