Junior R

no call in only or using app Quartr

either 5 years 15% growth which should be easy based on the dividends / interest + insurance business higher multiple

plus couple divs

13f for ffh dataroma

this again why FFH has a better opportunity vs brk given its size...

HSY went from undervalued to over valued lol

Also this is more of competion for Google VS insurance underwriters as now sale will come from OpenAI, Vs Google

On Canadian markets you get higher premium if you have high dividend increase cagr like IFC which trades over 2x book

I think AI scare is good thing that allowed us to buy companies we like at a very low price...Could go lower though before recovery

this creates great opportunity added more arthur will exit at 10% recovery

Insurance broker stocks tumble as OpenAI approves first AI insurance app

these buybacks are done with instructions provided by FFH before quite period started so I wouldn't be really worried until after earnings next week or week after

Agent force with Salesforce now does that ...the real question is ok now you used AI to build you own in house tool. Are you going also hire inhouse support or rely on AI...What if the agent has an issue who do you call to support a software that was created by AI...AI it self can enhance BI as now the business can directly ask in laymen's terms to create some sort of data extract vs needed the BI admin or analyst...if Salesforce as example didn't invest in AI then there business will loose customers for sure as another end product will fulfill this Imagine being a big ecom business that had no vendor support to manage systems that are created inhouse by AI....this was how things where before but the code was created by internal staff...many have moved on to try and use products developed by vendors where appliable ...If we look at F5 Load Balancer ..why do companies pay premium for this when they can use NGNIX (even though it was acquired by F5)...because they know a vendor will support the product and it can be run in production environment...yes in other open source orgs they use NGNIX / ha proxy ect...even with Palo Alto firewalls why don't companies just use pfsense ...if anything companies that can incorporate AI will cut cost which will allow them to cut cost to end customers and deliver more superior products

Salesforce / Snowflake has a lot of customer Data...A corporation isn't going use AI to rebuild and then need to store the data and have only internal support when a system breaks down. Imagine system goes down you go back to AI to try and fix it but your not sure what will happen are you going risk this in a production environment where $ are being lost every second? These companies will use AI to enhance there system and cut cost.. ie. Salesforce Agent Force....This is creating a big opportunity due to fear the real problem will be is ..is there an overbuild

good gains

Yeah they did around noon est

MSFT, CRM, ODBC, PAX...Will look to add Nintendo tonight (cheaper margin)

Chubb beat allstat beat markel beat

What do you mean on above? You mean you wrote covered calls or naked puts? or where is the yield coming into play

also if they believe AGT will do good in public markets its a way to rerate their holdings

would you turn around and just sell covered calls agisnt those