CONeal

Finished the new Elon Musk book by Ashlee Vance. Thought it provided great insight into how Musk operates and the problems they had to work through getting SpaceX and Telsa going. The first half of the book was great the 2nd half was tedious. Would buy it again just for the first half.

I'm in the Mayweather corner but in the world of boxing the only thing that matters is the money. So I think the fight will go the distance and Mayweather will have clearly won but Pac Man will win on the judges cards for the sole reason that controversy will create demand for a rematch. This would be the scenario where they can cash in on a rematch.

This will sound kinda weird but this is how I was able to make the conversion with managing a larger net worth. Once it first occured and the stock was sold I just let it sit in the account for a couple of months to get accustomed to the larger number. Then started investing on a % allocated. Once that $ number went up, the emotional attachement a person has to money was pretty much gone during that process (read a few books about thinking differently while this was occuring). The money I have now it just basically a number and I really don't have an emotional attachment to it. There was a specific day where the conversion from being emotionally attached to just a number that I am trying to increase. It has made life so much easier for me to view money this was. Hope this makes sense.

It's pretty much a lose thought that really hasn't been developed. I see data security being an even bigger focus on people as we constantly become a data driven world. With your entire life stored and accessed through the Internet a hacker can really wreck havoc. I'm not sure why more effort hasn't been focused in the area but your health records and bank records can be accessed by anyone with an Internet connection and programming skills. More along data security from both the individual side and also the corporate side.

That's was great. :D

I'll admit that I buy new. This way I can get the vehicle I want and most importantly I am in control of the maintenance from the very beginning. In the past, I have bought used and spent more money on repairs then expected bc of issues that wasn't caught when taking it to an independent service center before the purchase. If I get a bad one right off the gate then I have some avenues of recourse. I buy new and drive it till the tires fall off. Also, I have tell tell myself you only live once so you mine as well have a few splurges in life.

I own a Z30 and love the phone. Very easy to use and does everything I want it to do very well.

My only question is... what quarter does he look at taking the insurance company public

+1

Not sure if your looking to help out people that might not have a Christmas or not for your donation. In the past, for Christmas, I've used a local biker club where I grew up. They were raising money to adopt 1 or 2 families for Christmas through a raffle and approached them to do my donation through them. Laid out the terms of my donation (no overhead and any toys that were bought for kids could not be anything video game related) and then worked with them from there. Most of the people they were targeting or names I provided were people in a tight spot like needing a place to live, providing food, and things like that. One would dress up like Santa to deliver the presents for the kids on Christmas Eve.

Kinda looking like a dumbass right now but life goes on. :-)

Well, there is a BIG difference in the situation you described...The doctor is likely to be able to pay that debt off. This poor woman is not likely to make any significant progress on her loans. She is not even paying the INTEREST on them now. She is most likely NOT going to be able to earn her way out as an attorney. As time progresses, she MIGHT be able to make more than $25k a year, but the odds are stacked against her. Every six months there are more attorneys entering the market. This jurisdiction also will changes made to the appointment system in the new year. The changes will result in the same amount of work being handed out to more attorneys. Thus, her work level might eventually go to one day a week average (for appointments). The only way out of her debt is if she maybe got into a different field. Unfortunately, her education is law and journalism, not medicine or business... I have to disagree to an extent. Right now the doctor is not covering covering the interest charges each year. They don't make 200k right off the bat. They have to get through fellowhips and what not that really pays crap. Doctors always flood to the field that is in need with doctors thus pushing down the payscale.

One thing to keep in mind of how the debt balloons to such a high amount is needing to take unpaid internships thus having to defer the loan. Also, having to defer loans while your still in school, so you can finish school. The fees the banks charge are damn near next to taking out a loan from the local mob.

It would not play a factor. I've actually been on a couple of dates where one was upwards of 300k in student debt (doctor) and it seems like they all discose it to see if they would run away. My theory is if they are working on trying to pay it off then its good enough for me. If it got to a point where we were going to get married then I would get rid of the debt myself to take that stress out of the relationship.

The easiest way to settle this is for Google to buy RIM. Tick tock

After looking at ticket prices I'm going to try to flip Game 7. If ya'll are willing to pay those prices, the Cardinals may not win but this Cardinal will.

If we do go with this guy it would state in the rental agreement that they are under the full understanding that the place is for sale and we will give them 45 days notice upon the sale of the property unless arrangement are made with the new owner. Any changes or upgrades to the house is at the renters risk and will not be reimbursed for any upgrades made to the house. If they are in the house I'm going to pitch it that they already have a renter in place if they want to wait a little bit before whatever they plan to do with the property. I'm thinking it will either be sold to someone for a subdivision or a hobby farm property. Anyone could create a headache when showing the property. Most of the property can be seen without having to mess with the house. We are at odds, that why I don't understand why they are so hard pressed to make the changes. The only thing I can think of is they think it will take awhile to sell. Starting to lean toward renting it to a lessor desired renter. Something doesn't feel right about this and I can't put my finger on it. Hopefully when he fills out an application something explains it better. Back of my mind has me wondering if it's a drug thing since there are lots of places to hide things out there.

It may take 6 months to sell the place. So mine as well have money coming in while waiting. Isn't really much extra effort once someone is in it. Better then being milked with expenses during that time. Also having someone out there makes it less likely to have the place vandalized.

Rent is 550/mo. They would need to go through the property manager so the credit and all that is taken care of. Eviction normally takes around 60 days. No rent control. If we were planning on keeping the place I would understand what they are doing. We've allowed stuff like that in the past (once it was ran by us). With the possible turnaround of it being sold so quickly I'm at a loss of understanding what they are trying to do. Your right it does sound to good to be true.

My estimate is around $1500 for what they want to do.

Since there are a few landlords on here thought some could chime in on what I'm missing bc I am baffled. So I have someone interested in renting out the farm house but it has me baffled. Does anyone know what the catch is or have they experienced this before. Condition of the house: it's seen it's better days the walls could use a fresh coat of paint and the carpet really needs to be replaced. There are hardwood floors underneath. We are not wanting to put very much money in the house bc we will start the process of selling the place in about two months. The value is not in the house (most likely would be tore down whoever buys it) the money is in the 40 acres. A perspective tenet wants to rent the place out fully knowing everything above. However, they want to be able to redo the inside so that is more livable to them. They would paint and make the inside of the house look nice again. They are really attracted to the location bc it's in the middle of both their grandkids. They would make these updates on their own dime with the full understanding that all we have to do is give them 30 days notice once the place sales. They have said repeatedly that they want to do it so it feels more like a home. We would not need to reduce rent or repay them for the supplies that are used. Since this is a little to good to be true. Where's the catch 22. What the he'll am I missing?

For me personally my family would come first. I do not view a house as an investment. I view it more as a home to provide stability for the kids that come along. Having it paid off reduces the stress. Once the family is provided for, then I can focus my energy on the markets. I know that my view is not the most efficient capital wise. My counter to this is knowing that the family would be ok in the most adverse scenario provided comfort for me and I would expect the wife(not married yet) would have a similar view. When kids come up asking, why their friends family is losing their house and are we going to lose ours also? The response of "no we are not going to lose our house because it's paid for" would provide releif to the homestead. For me personally I work better debt free (excluding taxes) knowing I don't have to answer to anyone. Others on the board have valid arguments but it doesn't work for me. I can still make plenty of money my own way.

Have been thinking about this for a couple of years and decided to pay cash when the time comes. The mathematical formalua I used to come to this decision was as follows.... Less stress, could be laid off without the fear of losing a place to live, might get a better price if someone is in financial stress, not guaranteed to continue making the returns as in the past, doesn't have to worry about payments and needing to pull money from the market when your stocks are in the toliet = a better nights sleep and takes out the possibility of sticking my neck out trying to hit a home run in the market when the cards are down.

Letting a broker talk me out of apple when it was $20 pre split back in 2003. Have never paid attention to what those fuckers have said since then. Not having cash on hand during the end of 2008. Had to take a personal loan in Feb of 2009 to buy a couple of things and missed a couple of 10 baggers bc I sold to early. Got a little edgy with the profit and wanting to take it. Investing in Research In Motion @45. Didn't understand what I didn't understand about consumer behavior and technology. Being fully invested more times then I care to admit. No cash to take advantage of short term opportunities that pop up. Getting outside of my comfort zone on a couple of stocks and not understanding the company as well as I should have.

Pulled this out of the paper a couple of minutes ago. This is for NC. They still haven't released pricing data which kinda has me wondering why it's so secretive. Will probably wait a month or so before trying to compare everything for myself. Charlotte Observer Bronze plans will have the lowest premiums but cover only 60 percent of medical costs on average, so policy holders will have the most out-of-pocket expense for deductibles and copays. Platinum plans will have the highest premiums but cover 90 percent of the cost of care.