Bank of America (BAC) vs. Citigroup (C) -Which Offers Best Risk /Reward Profile?

[alpha asset strategies]

Both are solidly profitable and trading below TBV.  Which offers the best risk vs. reward profile?

[Viking]

I think a key factor is your outlook for interest rates. My pick today is C. However, if interest rates were to move materially higher then I would favour BAC.

[CorpRaider]

C is buying back more stock at a bigger discount to TBV, so there's something.