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Minseok

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Posts posted by Minseok

  1. @cwericbyea its hard to sympathize in some of these cases. Brings out the anti-socialist in us.


    People just need to admit working for money does have its merits.

     

    @Castanza it is a big problem for society. I heard this argument first from Jordan Peterson. I dont know, we probably need these socialist measures to keep them low.

     

    If only we had a pill for treating this IQ condition

     

  2. 2 minutes ago, Gregmal said:

    I can sympathize with folks who have a couple hundred thousand in retirement funds in their 60s...it shows an effort and if you're not white collar its hard to get much more than that. But theres no excuse for not owning a home over the past 5 decades. Housing has spent exactly what? 5-10 years during that stretch as arguably unaffordable? Stop. fucking. renting. Now its getting past the point of no return which will just make it worse for folks as far as housing goes. 

     

    But back to these people. Not only do they have 0! but they are talking about $4000 in debt as this huge thing. "Chipping away" at it? How do you chip away at $4000 lol? Isnt that like just something you pay in a month or two? Or roll into a no interest promo balance transfer? Part of me feels bad for folks, part of me doesnt understand at all, and part of me is thankful because if the majority of people weren't so dumb it would be harder to do well in life and certainly make things much more expensive. 

     

    Maybe I am too sympathetic but compared to what comes easy for some of us after years of honing our financial literacy skills, the mental capacity of some of these folks are simply not built the same way; not entirely their moral fault.


    some people still gotta rely on banks to calculate for them the mortgage payment amounts, let alone estimate living expense cost of retirement.

     

    I blame the public schooling system which does not put emphasis on financial literacy.

     

    Maybe its all a big conspiracy. Capitalists need blind ignorant working class to churn the machines and/or contribute to asset bubbles with their residual earnings.

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