frommi

I would say be prepared for a rise in rates, but don`t rely on it. Avoid REITs, long term bonds and stocks with a huge debt load? Probably mix in some banks and insurance companies. :)

Hm i think its not a good idea to value it on pure earnings. It sounds as its easily replicable especially now when all financials are public and it has so much publicity. So you have perhaps 1 or 2 years until someone steps in and beats down the margins or takes customers of you. And it needs active work, even if he says its not much time necessary. I would say around 2 years profits could be a fair price (130k), so i would pay 1 year profits or 65k. But in reality i have no clue. ;D ;D

I agree with you and Eric on this one, but what is extremly overvalued in your eyes? I currently would sell my "premium" holdings like KO or JNJ at 50% overvaluation, but i am not sure if this is too low. And i want to think about that before it happens, because i know that i would trick myself when that limit is reached and i am not prepared.

I don`t know if it helps, but here is a 130-year chart of 10y treasury yields. http://www.multpl.com/interest-rate/

0%, but i have a monthly cashflow from my job :)