meiroy

Nonsense. The only bank that had issues in 2008 was C and now even Mr. C is in a far better position than 2008. Actually got some today for the first time ever.

Is it just on the phone? Are your market subscriptions in order?

Vitamin D deficiency has also long been theorized as one of the factors causing influenza seasonality. See, for example, this paper: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2870528/ https://news.harvard.edu/gazette/story/2017/02/study-confirms-vitamin-d-protects-against-cold-and-flu/ On the other hand, some studies have suggested that Vitamin D supplementation doesn't do much to present viral respiratory tract infections: https://www.ncbi.nlm.nih.gov/pubmed/28719693 https://www.ncbi.nlm.nih.gov/pubmed/26951286 As you note, Vitamin D is very cheap. You can also google to find recent evidence regarding the levels of supplementation that might lead to toxicity (tl;dr -- there appears to be plenty of room to supplement without causing any significant problems). Based on this research, I've been supplementing with Vitamin D since last fall with good results re common cold symptoms (which are an issue with two small children in the house). Of course, n=1 doesn't provide much evidence of anything. Just FYI, there is some evidence that very high doses of Vitamin D can cause/contribute to kidney stones: http://www.vitamindsupplement.com/vitamin-d-and-kidney-stones/ So, don't overdo it, don't mega dose thinking it can't have negative effects. (Anecdotally, I've had kidney stone symptoms that seemed to be correlated with high Vitamin D doses. YMMV.) What was the "high dose" that you were taking? I've read that natural exposure to the sun during summer can often give you an equivalent dose to 15-20k UIs, the body seems pretty good at dealing with higher doses (better than lower doses). It certainly depends where you live, but here in Canada, for someone who's inside the house most of the day, I'm probably getting little naturally so supplementation makes a lot of sense. I've been doing mostly 5k uis during summer and 8-10k uis during winter, probably for about 15 years. The body would produce only the required amount, whereas with supplementing one could overdose, supposedly causing calcium concentrations in soft tissues. Hence the recommendation to take it with Vitamin K2 MK-7. That's what I'm doing anyhow.

"My life has been a product of compound interest exponential growth." Warren Buffett “The first rule of compoundingexponential growth: Never interrupt it unnecessarily.” Charlie Munger “The elementary mathematics of compound interest exponential growth is one of the most important models there is on earth.” Charlie Munger "The joys of compounding exponential growth are there if you keep your stake growing, but all you need have is one year in which you give back half, and your program, at the same growth rate, must stretch out years and years longer." Adam Smith (Disclaimer: 1. simplified on purpose 2. no, they didnt.) You're welcome.

Why is it necessary to assume anything when the facts are clearly out there? I'm also seeing people assuming all sorts of things about the corona-19 without looking at the data.

I dunno. I don't need the extra money. But people working at the restaurants a few blocks away might along with the restaurant owner who needs to pay the mortgage. Some sort of immediate income assistance to part time workers and small business owners should be the critical concern. Us salaried folks at large scale employers probably don't have much to worry about yet in that I suspect I'll continue to draw a salary while working from home. You forgot all those unemployed and the many that will soon be unemployed. At this point, it really doesn't matter if those with means will get the extra money. Just do it. Question is: can you see the GOP do it? Will they do anything other than corporations' QE?

Strongly agree. 20,000-60,000 die in the US every flu season. 61 deaths so far from covid-19 (25 from a single life care facility in wash). and we are shutting down the nation. ignorance is bliss. It's simply unbelievable that people still write things like this. 1. The flu is indeed serious and you should get vaccinated yearly. 2. Current numbers of Covid-19 in the USA do not represent the actual situation for obvious reasons. 3. It's not the current numbers but the *potential exponential growth* which has been seen in other locations. Surely people that post on CoBF have the required mathematical skills to understand this. 4. Covid-19 IS NOT the Flu. 5. etc. seriously.

I think it's time we stop saying Trump this and Trump that. It should be "the GOP" or the "Trump-led GOP". This person could not be in this position or remain in this position without the GOP support, his circle of enablers.

I'd view it as the Dems got 90% of what they wanted, and gave up some small concessions. How much payroll tax was cut (the primary GOP policy aim)? There isn't a bazooka big enough to fix this, and I can't believe the Dems would use it to bail out big business. Checks to every household maybe....but shareholders???? Good luck. Household QEs would bail out many real businesses by increasing demand -- exactly what was required pre-crisis. How much stimulus money would it take for you to go on a cruise? Or an airplane? Or to a restaurant? Money won't solve this problem, even if it solves some of the secondary issues. Think bigger.

I'd view it as the Dems got 90% of what they wanted, and gave up some small concessions. How much payroll tax was cut (the primary GOP policy aim)? There isn't a bazooka big enough to fix this, and I can't believe the Dems would use it to bail out big business. Checks to every household maybe....but shareholders???? Good luck. Household QEs would bail out many real businesses by increasing demand -- exactly what was required pre-crisis.

South Korea is doing more than fine without all those extreme measures. Hospital beds per 1,000 population (2015) S.Korea: 13 China: 3.9 Italy: 3.2 USA: 2.8 Canada: 2.6 Source: OECD Health Statistics https://www.scmp.com/week-asia/health-environment/article/3075164/south-koreas-coronavirus-response-opposite-china-and

I don't see how a recession is avoided. 1. Households QE. 2. Later, massive infrastructure projects. We should build out some of those influenza-specific hospitals that China has. Seems like they're damn useful. South Korea is doing more than fine without all those extreme measures.

Obviously. But what about his circle of enablers?

I don't see how a recession is avoided. 1. Households QE. 2. Later, massive infrastructure projects. edit: while increasing households' demand the USA would have to protect itself as other economies will simply apply a beggar thy neighbor to suck a lot of this demand/consumption away.

How come there's no thread for Workday, also known as "Microsoft for poor people because MSFT is not even at 52w low".

What are the chances they will close the markets? I couldn't get myself to buy anything so far, but on the next open, I'm taking a bite.

Sorry what's the Cialdini connection here? Robert Cialdini. Have you read some of his books?

I'm getting the feeling that some of the over-analyzing of the Corona numbers and potential impact, at least on Twitter, is a means to justify the complete incompetence of the current administration. Cialdini was right.

https://ourworldindata.org/coronavirus https://www.wolframcloud.com/obj/examples/COVID19Dashboard

muscleman, I'm not so certain we will see a second wave, for various reasons. What is clear, though, that for many people who are already going to work, there is simply not much to do. Consumption is really low.

...and while having feverish hallucinations he would imagine himself as a charlatan scam artist turned president Then the fever breaks and he finds out it wasn't real. He is saved and taken back home. Where he finds a god sent pseudo-evangelical sycho with a personality disorder is leading the world in a fight against a zombie apocalypse. The last scene shows Hanks, in a drunken stupor, after giving up on his life, putting all his money into Wells Fargo. "Fuck NIM compression", he says "Just fuck it." The End.

DocSnowball, No idea, I don't buy the index.

Downwards if I had to bet. LOL! You are a fierce betting-man LC :) It does start to feel like a real deep shit swamp and maybe it's time to start to consider buying. Why? We are only at a 12 month low. I don't think we are close to the bottom. Yes, probably not the bottom, perhaps far from it, but who knows, I sure don't. When it comes to USA equities it pays to be optimistic.

Sorry but this is way too broad of a generalization. Deep ITM puts or calls aren't really "expensive" (it is more so vs. two months ago, but not material enough to sway your decision if they're pretty deep in the money). Of course, if one wants to gamble on 20% OTM calls/puts then I think your point holds most of the time, and even then they can work if used as a trading tool (vs. buy & hold). I was trying to dissuade someone without options experience, at lease as a disclaimer. It was also written from a VI perspective. Yes, I'm not talking about really deep ITM, always seemed pointless to me considering the risk: reward.

TLDR: The USA is NOT Japan. Decades ago when Japan had its crisis, it had a chance to adjust and deal with the situation, but they didn't. They chose to hide it under the rug and that's where they are now. Even if the USA goes to 0% it would be different, it can actually get out of it.