Joe689

Agree. I always looked at it as a savings account. A savings account that you get to live in and increase happiness. Most might agree that a home will bring more happiness than investments/cash. I guess this might mean home = family. If you are single, you might have different opinion. Between low interest mortgage, or home equity, you still keep some liquidity. This savings account will track inflation. Then when you get old, downsize, and cash out your savings and buy a 40ft boat in Florida and blow it. It is good to have savings.

You seem to have the best handle on this change. What companies are you eyeing, or investing in, to benefit from these changes?

One thing that might be in common during this grocer transition is technology. Technology will help the companies set themselves apart from the others. In comes Digimarc (DMRC), I am invested heavily. Digimarc has the technology for the invisible barcode. It has been endorsed by GS1, the organization that develops and maintains global standards if barcodes. Invisible barcodes have tons of applications. Faster checkout, self-checkout, theft prevention, and customer engagement. The company will be at NRF 2018. They already have deals with walmart, wegmans, new seasons. Some of Walmart's packaging is already Digimarc encoded. They also have partnerships with CPGs which do the packaging. Anyways, thought I would throw that name out there if you believe in the grocer revolution. Let me know if you do any DD on the company, and please share your opinion.

IB offers an API so that implies it is web requests. So the JAVA, C++, Python question might be moot because the bottleneck will always be the network. Figuring you were wondering about speed/efficiency? Network latency will always be several magnitudes slower than running local machine latency. That is why those High Frequency traders have their data centers as close to the exchange as possible.

English Bulldogs. Real chilled out, great with kids.

Is TLTRO2 still closing on Wednesday? If so, which parts of market will benefit/react the most? Banks? (seems to easy though)