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U.S. Banks Had Second-Best Earnings Ever in 2012


Parsad
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Of course it's only because they are releasing loan loss provisions.  Because of course when profits are punished due to increased provisioning that's the way it should be.

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Of course it's only because they are releasing loan loss provisions.  Because of course when profits are punished due to increased provisioning that's the way it should be.

 

Correct.  Remember, they've had spreads tighten on them as well with lower rates, so everything comes around...good and bad.  They also have the highest capitalization ratios in decades, so they will be in much better shape to handle changes in the economic cycle.  Cheers!

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