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Agency Problem one example BAC


wescobrk

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I'm sure a lot of people more able than me figured this out a long time ago but it finally hit me why Moynihan gave away 8% of BAC to Buffett when he swore he didn't need capital--job security.

His job is immensely more safe with Buffett in his corner, thus, it was rational for Moynihan to do the deal.

Obviously, the shareholders are on the other end.

Citi has ROA of .9 (I think based on last q)without any fed approval and BAC is still around .6 after buybacks and dividends in the past.

 

 

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