Towne bank (ticker TOWN) is a favorite of mine. I owned Monarch Bank (MNRK) for years, towne purchased them over a year ago and I have held on since much of Monarch's management stayed on. Conservatively ran (NPA around 0.2% if I remember right off the top of my head), great record of dividend increases, profitable through 08/09, and inherited a great mortgage business from Monarch. Company gets about 40-45% of revenue from non-interest sources currently, but should be lower if/when yield curve gets back to normal.
Ceo has a successful history with 2 other banks that were both purchased and gave shareholders great returns.
I know you make it to MKL shareholder meetings, this is just an extra hour and a half south and usually includes a good lunch and talks from management. I wouldn't say shareholder letters are anything amazing though.
$2 billion market cap.
Maybe obvious disclosure, but I own TOWN so every comment above is pretty biased!