Unless someone has worked 15-16 hours a day, 6-7 days a week, with the sole objective of improving his/her lot, I just don't think they have tried hard enough. If I were in her position, I'd find additional jobs to do, work hard and always keep an eye out for advancement.
I think personal qualities are much more important than money. Money is just a side effect of some of those qualities. So definitely someone's current debt status would not stop me from having a relationship with them.