Castanza

Depends on the area when it comes to undervalued. The US as a whole is nowhere close to running out of space and as a result there are simply a lot of areas with little real estate value. I think you can still find some old ads of all these "mountain vista" type developments from out west that never came to fruition. The way to play the whole market is to identify growth areas (obviously). And then try to capitalize on urban sprawl. Boise is attempting to become the next Austin which peaked my interest.

What’s everyone’s opinion on the best new real estate areas (decade view)? Hard to ignore the Sun Belt. Boise seems like an interesting area. I know a guy who just paid 400k for an 800/sqft house 10-15 minutes from downtown....personally thought that was insane but what do I know.

To pick your brain: Is the current "plumbing" so bad that it needs to be replaced? What are the primary factors of limitation when it comes to transaction speed? I use tap pay and it's pretty much instant. If I transfer money from one of my bank accounts to another, it's pretty much instant as well. If I choose to pay off my credit card early, Capital One will credit me the amount immediately until my payment posts the following day. If transactions become so efficient and fast, would this also subject them to real time value change? In other words, I don't worry about inflation or the value of the dollar when I'm checking out a Home Depot. However, if it's possible for a currency to be so efficient that we have to worry about value changes in real time; I wonder if that is really a benefit or not? I guess you could argue that a global currency would be extremely stable and the value wouldn't really change much?

Trimmed RTX in my non-taxable account and shifted proceeds into LMT and GD

Re-established a position in PLTR the last few days. Will average in if prices stay in current range.

Agreed, similar to Spotify etc. If you want ad free then pay a small premium. Sticky business model as well. Sanjeev might have a Planet Fitness "foget about it" cash cow on his hands.

$ATCO $5.56 $9MM

PCYO

I agree, I'm just calling out the loud mouths who like to "manage" the lives of others. As I said, to each their own

If you're primary motivation for getting the vaccine as a healthy 20 something year old is to avoid potential long term side effects, then I also hope these same individuals exercise daily, consume zero sugar, high fructose corn syrup, trans fats, GMO produce, starch, red meats, tobacco and alcohol. If your motivation is something else...well to each their own!

ETSY

APTS (thanks Greg seems interesting) ATCO AMZN BRKB

New site looks good! Still has a nice familiar "forumy" feel to it. Only suggestions: 1.) Option for ad free browsing? 2.) Ad placement on the sides, instead of right in the middle of the main scroll body? 3.) Put classic emojis at the top of the selection

Hi SouthernYankee, please don't take any offense. That argument would be ok if your choice in not taking the vaccine had no impact on others...say like getting a stent put in or not, because you have a clogged artery, or not getting chemo because you have cancer. But this is far more impactful and detrimental than even second hand smoke in how you affect others around you...unless you stay in your home locked up and never seen anyone again. I think that is the main point anyone in favor of inoculation is making...not the statistics, politics, etc. Simply that the more people vaccinated, the less likely vulnerable people will die from Covid by being exposes to others. And we've seen how variants are affecting younger, healthier people...so it is no longer just the old and immune compromised anymore. Cheers! Agree with Southern Yankee. The stats generally point to older folks (65+) or those with pre-existing conditions being the most vulnerable. It may sound selfish but if you are vulnerable the onus is on you to protect yourself. The overwhelming majority of young people recover pretty quickly (less than 2 weeks from Covid). In the US a country of about 320 million (fairly large sample size) only 8000 people under 40 have died according to the CDC. The covid vaccine was rushed to market for obvious reasons and nobody can be sure what effects if any might exist long term. If there was more science/data to support getting the vaccine I probably would. However, when the average FDA approval takes 4-8 years depending on the source to reach stage 4, I think I have a right (maybe an obligation) to be skeptical of a vaccine that went through all the steps in under a year. Stay safe and healthy--your body, your choice. Generally vaccines take that long because of limited dollars and extensive volume trials. But this was a pandemic and they essentially threw unlimited resources at it and fast-tracked emergency approval guidelines on clinical trials. In other words, the possible side effects and risks, were outweighed by the risks and deaths from not using the vaccine against Covid. You now actually have far more data, which has been extensively analyzed by experts around the world, than any trial would provide...and the results are the vaccines are effective and have limited side effects. Regarding age...some of the new variants are having a greater impact on those between 30-50, including higher mortality. So just because one variant affected older and immune compromised patients dramatically, doesn't mean a new variant could not pose a threat to the healthy and younger subgroups. And we know that the current vaccines are having some protective effect against some variants. Will that last...we don't know...but so far it is working. Cheers! Regarding the vaccine and side effects...in the short term sure you may well be right. In the long term we have no idea because the vaccine has not been used that long. Regarding age....no idea where you are getting those figures from. The deaths quoted above are directly from the CDC. Also, I find it unlikely that a new variant would do more hard to younger people with stronger immune systems than older people. In the US, doing the rough math 8000 deaths in the age bracket cited above while tragic comes out to about 22 people under 40 per day. Hardly worth rushing to get a new vaccine in my opinion. Type "Covid variants young people" in Google and you will find tens of articles discussing how some new variants are making young people sicker and even increasing mortality rates. Cheers! I did as you suggested and looked that up. Really saw articles saying what "could" happen. The reality which is what we know is that based on the facts younger people are basically not dying here. This is like someone suggesting a stock and saying google "buy name of company". Again, I say lets look at the reality-22 people a day in the United States---very sad but hardly an extraordinary number. https://www.wsj.com/articles/coronavirus-variant-in-u-k-probed-for-increased-risk-to-younger-people-11611661304 https://www.cidrap.umn.edu/news-perspective/2020/12/data-reveal-deadliness-covid-19-even-young-adults https://interestingengineering.com/uk-study-shows-new-covid-19-variant-spreads-faster-affects-younger-people https://www.aljazeera.com/news/2021/2/15/uk-study-finds-kent-variant-may-be-70-more-deadly Just a few found in minutes. Cheers! I think the article that will really trump the four provided: https://www.cdc.gov/nchs/nvss/vsrr/covid_weekly/index.htm Again, when dealing with reality, in the US with a population of approx 320 million people, it's pretty clear that younger people recover from Covid. To the extent the new strains "maybe" more deadly that clearly has not been reflected in the actual death rate in the US yet. I'm not saying don't be careful and act smart. But it's my belief that one can act smart without taking a relatively new vaccine. Cheers! You're absolutely correct! Go down to the "Provisional Death Counts For Covid" on the link you selected. Go through deaths for each age group...you'll see spikes in all categories, especially younger ages, into December (15-24). And then you see the massive drop in deaths as people began to get vaccinated from January. I'm glad you selected that link, since it's about as clear as I can get about the matter! One can act smart without taking the vaccine, but your own data shows that taking the vaccine has a much more dramatic effect than just "acting smarter". Cheers! He never said the vaccine didn’t work. Just that he felt it wasn’t studied enough from a long term perspective. There is a whole list of products that work really well but society has found out to be extremely harmful as well.

Spek you and Doo basically called me an idiot and "obtuse" because I said you can still potentially spread the virus after getting the vaccine. So my conclusion was that it doesn't serve much benefit to me because I'm young and healthy (plus my work/social situation) and that other high risk individuals could take it first. I'll gladly wait a year or two for more trials and information on the risks. I don't want to have to look for one of those 1-800 Mesothelioma type commercials when I'm in my 50s ;D But then just last week Fauci is saying even after being vaccinated you need to wear "two masks" ? I believe it was Rand Paul who was questioning this line of thinking. Anyways....I think the risk reward makes sense for individuals 50+ Relatives, friends, and family members who have gotten it seem to have had luck by calling their local grocery retailers and asking if they could get it. Wegmans was a recent example of this. My Dad who does not quite qualify age wise was able to get his first dose (+ 2nd) due to oversupply and risk of expiration. Apparently they were reserved for individuals in Pittsburg (roughly 3 hours away) and upon realizing how far they had to go to get it....many chose not to. :o I offered you donuts. ;D

Spek you and Doo basically called me an idiot and "obtuse" because I said you can still potentially spread the virus after getting the vaccine. So my conclusion was that it doesn't serve much benefit to me because I'm young and healthy (plus my work/social situation) and that other high risk individuals could take it first. I'll gladly wait a year or two for more trials and information on the risks. I don't want to have to look for one of those 1-800 Mesothelioma type commercials when I'm in my 50s ;D But then just last week Fauci is saying even after being vaccinated you need to wear "two masks" ? I believe it was Rand Paul who was questioning this line of thinking. Anyways....I think the risk reward makes sense for individuals 50+ Relatives, friends, and family members who have gotten it seem to have had luck by calling their local grocery retailers and asking if they could get it. Wegmans was a recent example of this. My Dad who does not quite qualify age wise was able to get his first dose (+ 2nd) due to oversupply and risk of expiration. Apparently they were reserved for individuals in Pittsburg (roughly 3 hours away) and upon realizing how far they had to go to get it....many chose not to.

Intellectuals will be "intellectuals"

Same, trimmed down to 25% my original size.

How about tell people they don’t have to wear a mask after they get their second dose.

Trimming TPL

He's a billionaire, clearly. “Most of my coins” Implying at least three. If so congrats rk

At $53, isn't the BTC market cap around $700B as I seem to remember that accounting for lost and unmined total count was closer to 14M? Or is that way off? No one knows for sure how many coins are lost (including millions of bitcoins presumably owned by Satoshi Nakamoto), so the market cap is calculated based on the only number which is known for sure: the number of mined bitcoins. So yes the real market cap is somewhat less, but no one knows how much less. I know there have been people who have looked at the number of coins which has not moved in X numbers of years, but that doesn't mean anything as a lot of people are holding. Most of my coins haven't been moved since 2014, but they are not lost. There is really no way to ever know for sure which coins are lost and which are being intentionally held. How much do you own? ;)

I wonder if he visits here at all. Sanjeev should recruit him ;D

Thought he crushed it. Clear precise and direct.

This is on the edge of my limited knowledge and i guess you wonder if railways obtain good margins on those contracts. Because of commercial 'sensitivity', contract clauses are not widely reported. It seems that railways need to invest (buying and leasing) significant funds to meet this specific demand and ask, in return, for a multi-year commitment and a baseline daily (bpd equivalent) take-or-pay scenario. i think the Alberta government was recently on the hook for such contracts negotiated at at time when prices (and demand) were higher. So, BNSF could be eager to contract for such crude-by-rail agreements and the deals would likely be quite profitable short term but this does not appear to be a long term advantage. There was an article about CN some time ago dealing with this topic, sort of: https://www.nationalobserver.com/2019/05/01/news/crude-rail-temporary-solution-pipeline-shortage-cn-rail-ceo Missed this response earlier, thanks for sharing